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Gluten Free Foodie Friday: Chocolate Chip Cookies Tuesday was National Chocolate Chip Cookie Day. It was also the same day that John Peakes Jr., owners of John E. Peakes Insurance Agency, found out he needed to go gluten free. I decided I was going to put the two things together and make a gluten free chocolate chip cookie. Since I am gluten free, I have made gluten free...

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Like Your Helmet, Ca Motorcycle Insurance Is There To Protect YouLike Your Helmet, Ca Motorcycle Insurance Is There... If you have ever been into Ojai, California than you are aware how popular it is for motorcyclists to visit. Not only is the drive through town beautiful, but also the back roads like Highway 150, make for a fun ride surrounded by beautiful scenery. But the curvy roads, blind turns, and narrow lanes make for a dangerous...

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A Very Special Food Friday: Mother's Day Brunch!A Very Special Food Friday: Mother's Day Brunch! For the last couple of years I have been giving my boyfriend's mother Mother's Day presents. Every year I try to think what I can give someone who already has everything she wants or needs. One year a necklace, which she loved. Another year I got her a pedicure, guilt free spending for her and time to pamper herself. In...

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Your Pet Joining Your Summer Vacation? Follow These Pet Travel TipsYour Pet Joining Your Summer Vacation? Follow These... Summer is just around the corner, and if you are an animal lover like us at John E. Peakes Insurance Agency, then your pet is included in your summer vacation plans. And just like you need to prepare yourself for your trip, you need to help your pet prepare as well.             Whether...

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This May, Dedicate Yourself To Spreading Awareness About Skin Cancer Detection & PreventionThis May, Dedicate Yourself To Spreading Awareness...   May is National Melanoma/Skin Cancer Detection and Prevention Month. Although skin protection is something that should be practiced year round, this month is dedicated to increasing others awareness of the importance of skin care, prevention, early detection and treatment. Skin cancer is on the rise, with more...

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10 Ways To Help Save The Planet From Your Ca Business Insurance Agency

Category : Business Insurance, Tips

The official Earth Day may have already passed but that doesn’t mean you can’t care for the earth every day. At John E. Peakes Insurance Agency, your California Business insurance agency, we want you to love and care about the earth as much as we do. That is why we are sharing 10 out of 50 tips help the planet.

photo from greenenergyme.org

1. Turn computers off at night: this will save about 40 watt-hours per day, which adds up to 4 cents a day or $14 per year.

2. Don’t rise: Skip the rinsing before using your dishwasher. This will save up to 20 gallons of water each dish load. In addition to saving water, you are also saving time and energy used to heat the water.

3. Diaper with a conscience: By the time your child is toilet trained, a parent will have created approximately 3.5 million tons of waste, which is dumped in the U.S. landfills each year. Instead of producing this waste, use a more environmental friendly diaper, or even better, a cloth one.

4. Hang Dry: This will not only save the energy the dryer uses dry a load, your clothes will also maintain their color longer and you will save money.

5. Rethink your bath time: If you are a frequent bath taker, try taking them less frequently or not at all, and shower instead. Not only will you reduce water consumption, but you will cut down the energy cost that is used to heat up all the water.

6. Get creative with your wrapping: Instead of buying the fun colored wrapping paper, save paper by reusing gift bags, newspaper, brown paper bags, maps and so on.

7. Turn the water off when brushing your teeth: You may have heard this many times, yet you still leave the water running when you don’t need it to be. If you turn it off while brushing your teeth you could conserve up to five gallons of water per day.

8. Plant a tree: Planting a tree is good for the air, the land, and the shade it provides your home will cut your cooling costs saving you money and energy.

9. Set your car to cruise control: When your car is set to cruise control  you could save up to 15% better gas mileage. This not only helps the environment but keeps more money in your wallet too.

10. Use cotton swabs with a paperboard spindle: Some cotton swabs are made with paper board spindles while other are made of plastic. If 10% of cotton swab buyers were to switch to paper board spindles the petroleum energy saved per year would add up to over 150,000 gallons of gasoline.

There you have it, ten ways to help the planet. But the list doesn’t stop at 10, find out the 40 other ways to help save the planet and make it a plan to make the small changes. As your California Business Insurance agency, we want to make sure the planet is taken care of just like many of you do. Go Green!

Protect Your Business

Category : Auto Insurance, Business Insurance, Peakes Insurance

Businesses require a certain amount of insurance in order to protect their company form liability or other risks. A new small business will need some specific insurance in order to safely start and run their business. The following is a list and some explanations of insurance products that small businesses might want.

1. Business life insurance. This is life insurance on a member of the company. This is usually purchased for partnerships to protect a surviving partner from loss caused by the death of other partner.

2. Business income insurance. This is a commercial policy designed to reimburse a business owner for any lost profit and fixed expense during the time that the business is closed for repairs from physical damage cause by insured peril. This insurance could cover some financial losses as well.

3. Business owners’ policy (BOP). This is a good policy for small business owners to have. It is a policy that combines property, liability, and business interruption coverage as a package. This could lower the premium for the owner.

4. Buy-Sell Agreement. This is a business contract used for planning of proprietors, partnerships, or close corporations. This agreement provides for the sale of a business when an owner dies, has a disability, retires, or some other agreed upon event.

5. CA Business property insurance. This includes the coverage to protect your business property for a wide variety of perils or losses.

6. CA Business liability insurance. This is very important to have. With comprehensive general liability a business has coverage to third parties in the case of personal and advertising injury, medical expense, general liability for your premises and so much more.

Other important coverages are Errors and Omissions and Ca Commercial Auto Insurance. We want to make sure that your businesses, whether big or small, is covered and protected. When buying Business Insurance we want you to know that our agents will take the time to ensure that you have all of the policies your business needs to operate smoothly. John E. Peakes Insurance Agency knows what its like to have a business and want to help our customers as much as possible. So call one of our agents today to get a free quote on your business insurance.